Refer-a-Friend Terms & Conditions

September 2018
The refer-a-friend promotion is a 50% discount on your current premium, to be applied to a referrer’s (existing customer) policy from the next full month. The referrer will successfully have the 50% discount applied to their premium when the referee completes a purchase using the referrer’s unique discount code.

This refer-a-friend promotion is only applicable to selected existing customers who successfully refer a new customer who has not held a Kinsu policy previously.

The Reward

Customers eligible for a reward following a successful referral will have a 50% discount applied to their next full month’s policy premium. Customers can refer an unlimited amount of friends, however the customer’s unique referral code can only be applied a maximum of 10 times between 1st September 2018 until 31st December 2018.

Qualification for the Reward (Referees)

The referee (friend) reward offer is available to customers who purchase any Kinsu policy. The referee must not have had an active insurance policy with Kinsu in the 12 month period prior to purchasing their policy to be eligible for the reward. The referee must use the unique code or link they have received from the referrer when purchasing insurance from the app.

Qualification for the Reward (Referrers)

A ‘successful referral’ is a referral that results in the sale of a Kinsu insurance policy to a referee within the timeframe outlined above.

The referrer’s insurance policy must still be active 21 days after the policy start date with the initial instalment or full policy premium successfully paid to be eligible for the reward.

General Terms and Conditions

Referral attempts that do not use the referral link mechanism or do not use the referral code will not qualify for the reward.

There is a limit of 10 referrals that can be made by an individual referrer between 1st September 2018 - 31st December 2018.

Referral links will be generated by Kinsu and sent to potential referrers.

Referral links can be shared by any means online. The referrer and the referee (friend) can’t be the same person. Where we identify they are the same person, for example by email address, phone number, or policyholder name, the offer will be void. This offer cannot be used in conjunction with any other offer.

Amends to the reward scheme

Kinsu reserves the right to withdraw this offer if, in our judgement, the offer is being abused. Kinsu also reserves the right to amend or remove the reward and the structure of the offer at any time. Any decision made by Kinsu with regards to this offer is final.