Refer-a-Friend Terms & Conditions

Updated January 2019
For every friend who signs up with your personal referral code and buys their first policy, you will both receive a Referral Reward. It’s our way of saying thanks for spreading the Kinsu love!

This refer-a-friend promotion is only applicable to selected customers who successfully refer a new customer who has not held a Kinsu policy previously.

The Referral Reward

Referral Rewards are discretionary and the amount of a Referral Reward and the requirements to get it can vary. Customers can refer an unlimited amount of friends, however the customer’s unique referral code can only be applied a maximum of 10 times between 1st January 2019 until 31st March 2019. Please note that Kinsu may take up to 15 days to process and distribute the reward.

Qualification for the Reward (Referees)

The referee (friend) Referral Reward offer is available to customers who purchase any Kinsu policy. The referee must not have had an active insurance policy with Kinsu in the 12 month period prior to purchasing their policy to be eligible for the Referral Reward. The referee must use the unique code or link they have received from the referrer when purchasing Kinsu insurance.

Qualification for the Reward (Referrers)

A ‘successful referral’ is a referral that results in the sale of a Kinsu insurance policy to a referee within the timeframe outlined above.

General Terms and Conditions

Only referral attempts that use the referral link mechanism or use the referral code will qualify for the Referral Reward.

There is a limit of 10 “successful referrals” that can be made by an individual referrer between 1st January 2019 - 31st March 2019.

Referral codes and links will be generated by Kinsu and sent to potential referrers.

Referral codes and links can be shared by any means online. The referrer and the referee (friend) can’t be the same person. Where we identify they are the same person, for example by email address, phone number, or policyholder name, the offer will be void. This offer cannot be used in conjunction with any other offer.

Amends to the reward scheme

Kinsu reserves the right to withdraw this offer if, in our judgement, the offer is being abused. Kinsu also reserves the right to amend or remove the reward and the structure of the offer at any time. Any decision made by Kinsu with regards to this offer is final.

We reserve the right to not honour offers and/or rewards or disqualify anyone from the refer-a-friend program if we feel, at our sole discretion, that fraudulent behaviour or other unethical conduct has occurred that compromises the fairness of the program in any way.